Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtors are Top Local Experts.
Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.
As top Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert area Realtors, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:
- You will have full access to ALL homes available on the Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert market, even listings not yet on the MLS, through our professional Arizona real estate affiliations.
- Our expert local knowledge of the Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.
- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert is no different! It's our job to steer you into opportunities and out of traps.
- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money.
- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions.
- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you.
- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience.
Let us represent your best interests in your search for a new home in the Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware!
Call or email us for help, or to have your questions answered. There are no dumb questions! Fill out this form and we'll get right back to you...
Ask us any question about buying a home in Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert. It's our job to help you! There's no obligation, and We promise to respond quickly...
As top Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert area Realtors, here is how we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest:
- You will have full access to ALL homes available on the Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert market, even listings not yet on the MLS, through our professional Arizona real estate affiliations.
- Our expert local knowledge of the Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more.
- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert is no different! It's our job to steer you into opportunities and out of traps.
- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? We help home buyers make decisions like this every day, and we'll make sure that YOU get the best value for your money.
- Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions.
- You should know absolutely everything about the property you are buying! You and a member or my team or I will view every home that you are interested in, together. And prior to closing we will make you fully aware of any and all inspections available to you.
- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience.
Let us represent your best interests in your search for a new home in the Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware!
Call or email us for help, or to have your questions answered. There are no dumb questions! Fill out this form and we'll get right back to you...
Ask us any question about buying a home in Phoenix, Scottsdale, Paradise Valley, Tempe, Chandler, and Gilbert. It's our job to help you! There's no obligation, and We promise to respond quickly...
Real Estate Tips
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
Real Estate Trivia
Q: What land did the U.S. Government buy for $7.2 million?
A : In March 1867, the US bought all of Russian America (Alaska) from Russia.
A : In March 1867, the US bought all of Russian America (Alaska) from Russia.
Brad Turk
The Turk Team
Keller Williams Realty
Direct: 602-369-0007
Fax: 888-390-7021
Email: Brad@TheTurkTeam.com
As a Phoenix native and lifetime resident Brad Turk's knowledge of the area and local community is one of his strongest assets. Brad has built a solid reputation for success by understanding what home really means. If you asked a group of people to define what home means to them, you might be surprised at their answers - they would be as diverse as the people themselves. Home means different things to different people - it's where you live your life, nurture your dreams, and reap the rewards of a lifetime of hard work. Handling every detail with ease and expertise, Brad's successful real estate transactions are the result of strong negotiating skills, market knowledge and industry experience. Add innovative marketing, fresh concepts, and a genuine understanding of the real estate process, and you will quickly see why Brad Turk and The Turk Teamconsistenly deliver results that exceed client expectations. Honest, passionate and dependable, Brad Turk and The Turk Team are the consummate real estate professionals who can handle all of your real estate needs. Whether you're moving around the corner or across town, if it's time to move on with your life...it's time to call The Turk Team.